Welcome finance???
I have had a loan with them for about 7 months and have never missed a payment however need to lower my monthly repayments. Did contact them last week and was told that i could reduce them from £137 to £51 and he could also lower the interest im paying. Anyway what would happen if i explained i can only really afford to pay around £20 a month due to change in personla circumstances. Can they refuse my offer and if so what is most likely to happen to me? Im not longer at the address that they have for me but dont have an address to give them at the moment. I also have a car with them and if possible would like to reduce those payments also. If i dont pay loan could they take my car? As my loan is unsecured. Many thanks
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